Overwhelmed by Credit Card Debt? Start with a Financial Review
If you are feeling overwhelmed by credit card debt, struggling to keep up with payments, or dealing with calls from collection agencies, know that you are not alone. Many Canadians…
Living Pay Cheque to Pay Cheque
Jun 4, 2013
33 percent of Canadians are Broke!
My eyes opened up wide when I heard on the Lang O’Leary show yesterday that 33% of all Canadians are living from pay cheque to pay cheque according to a survey conducted by the Certified General Accountants Association of Canada. I say that living from pay cheque to paycheque is a loud resounding danger signal that you are either broke or short of money – and probably have maxed out your credit lines and credit cards.
The 3 Keys to Successful Budgeting
February 26, 2013
A budget, or spending plan as it is also called these days, is a very basic foundation for personal finance. And yet so many people struggle with budgeting. As someone who has 40 years of experience in banking and credit counselling, I have learned some key principles to budgeting that I would like to share with you.
