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Living Pay Cheque to Pay Cheque

Jun 4, 2013

33 percent of Canadians are Broke!

My eyes opened up wide when I heard on the Lang O’Leary show yesterday that 33% of all Canadians are living from pay cheque to pay cheque according to a survey conducted by the Certified General Accountants Association of Canada. I say that living from pay cheque to paycheque is a loud resounding danger signal that you are either broke or short of money – and probably have maxed out your credit lines and credit cards.

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The 3 Keys to Successful Budgeting

February 26, 2013

A budget, or spending plan as it is also called these days, is a very basic foundation for personal finance. And yet so many people struggle with budgeting. As someone who has 40 years of experience in banking and credit counselling, I have learned some key principles to budgeting that I would like to share with you.

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