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Solutions Credit Counselling Service Inc. is a federally registered Canadian Corporation created in 1999 to provide Canadian consumers with a choice. We offer 100% confidential and unbiased Credit and Debt Counselling, Debt Reduction advice, and Financial Literacy services. We are Canadian owned and operated, and the only independent agency of its kind in Canada working for you, not your creditors! 

At Solutions, our priority is to help you create and live a life with little to no debt. 

We are Credit and Debt Counsellors who work for you.  We are also proud to be an accredited business with the Better Business Bureau.

Our Mission

To help Canadians understand their financial situation and explore practical options for addressing debt through independent credit counselling, financial education, and experienced guidance.

Solutions™ Credit Counselling Service Inc. was established in 1999 to provide Canadians with an independent choice when seeking help with debt and financial concerns. We provide 100% confidential, unbiased credit counselling, financial education, and guidance on options for managing debt.

We are 100% Canadian-owned and operated, and we work directly for our clients — not for creditors — providing independent information to help individuals better understand their financial situation and make informed decisions.

Our Team

Margaret H. Johnson, ACE, RQIC, President of Solutions™ Credit Counselling Service Inc., has over 40 years of experience in the credit counselling field. She is an Accredited Insolvency Counsellor registered with Industry Canada and is widely recognized for her work helping individuals better understand their financial options.

Margaret is a frequent speaker on financial education topics, and her columns have appeared on MyTelus.com, Shaw: Finance, Canada Home Guide, Today’s Parent, and HUSH. As a successful business owner and a two-time nominee for RBC’s Woman Entrepreneur of the Year, she is recognized as a respected community member and a trusted voice in credit counselling and financial education.

Our highly qualified team of professionals and Credit Education Specialists™ are dedicated to providing confidential guidance, financial education, and personalized support to help individuals better understand their financial situation and explore options for addressing debt.

Our Code of Ethics

We offer both consumer and corporate services and are dedicated to our core values of Trust, Respect, and Integrity, and we operate under a strict Code of Ethics.

Solutions™ Credit Counselling Service Inc., founded in 1999, is a Federally Registered Canadian Company located in British Columbia.

If you’re finding it difficult to keep up with your minimum payments, it may be time to take a closer look at your options.

You don’t have to figure this out alone.

Contact Solutions Credit Counselling Service Inc. at 1-877-588-9491 or complete our financial review form to receive clear, confidential guidance.

WHAT PEOPLE ARE SAYING

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