April 30, 2013
By D. P. Welbanks
The distance between unlicensed and licensed credit counsellors is far too short. The need is even greater to regulate activities that purport to counsel people. Counselling is a specialized term that implies a wide variety of benefits including trust being given to those who call themselves counsellors to act like counsellors. The following is an excerpt from Almost Empty www.chateaulanepublishing.com
Credit Counselling is the process that combines Credit Education and Debt Relief through Debt Management Programs. Recently, Canadian Credit Counselling has seen an influx of large American Debt Settlement companies. Some “non-profit” Credit Counseling and Debt Consolidation operations have been investigated by American authorities with results that question their desire to help, rather than hinder the consumer.
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