July 10, 2012

What is the first thing that comes to your mind when you think of entertainment? And yes this is a Freudian question.

Is it food? Funny how this family expense crosses the line from essential and necessary to fun.

When does food become fun? Hmmm. Don’t answer that. Especially when you see the obesity rates for Americans.

June 28, 2012

Are You Confused About the Difference Between Various Debt Repayment Options?

Financial hardship can happen to anyone and it is often unexpected. A loss of employment, medical emergency or a change in personal circumstances, such as a divorce, can quickly put somebody behind on their bills. With personal consumer debt becoming an increasing concern for Canadians, Consumer Protection BC (CPBC) has noticed a growing number of new businesses entering the marketplace offering a variety of debt repayment or “debt solution” options.

June 22, 2012

Shown below is an actual letter that was sent to a bank by an 86 year old woman.


Dear Sir,

I am writing to thank you for bouncing my check with which I endeavoured to pay my plumber last month.

By my calculations, three nanoseconds must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it.

June 21, 2012

The number one news item today is the Federal government’s new mortgage rules that will reduce government-insured mortgages to 25 years from 30 years. As expected  opinions vary, some support the reduction and labels it as prudent for cooling down an overly hot real estate market and controlling the troublesome levels of household debt.

Others like me wonder how my children will ever be able to get their own home. Unless of course when I die they get mine!

June 21, 2012

Consumer Protection BC has identified 3 new contraventions where Cash Store Financial Inc. has violated BC’s payday lending laws. Cash Store Financial Inc. is a Canadian payday lender, more commonly known as The Cash Store or Instaloans.

During routine inspections, Consumer Protection BC discovered that these contraventions occurred on 30 occasions. Cash Store has been ordered to pay a total of $6,200 in administrative penalties for these violations which include:

Remember, if you are experiencing financial difficulties do not wait. Call Solutions Credit Counselling at 1(877)588-9491 or fill out our Debt Consolidation Questionnaire and get your Free Credit Counselling Advice today.

For more information visit Debt Canada - your Canadian credit education centre.

If you are a woman in debt, speak with Women and Money first. We specialize in helping women with their personal and business financeMoney management advice you can count on!


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