October 25, 2012

How long has it been? 6 months maybe since we’ve heard about consumer credit. What we’ve heard about is household debt and mortgages. And more or less the same message from government and the credit industry. “How we must avoid what happened to the United States housing market in Canada.”

And, you know what? Yesterday was the first time I heard someone highly respected from the credit industry, Helmut Pastrick from the BC Central Credit Union, comment that what happened in the United States was much different than in Canada. He correctly said that we have much better lending standards and regulations in Canada. Some of the mortgages that caused difficulties in the United States for both borrowers and lenders were as the result of fraud.

October 23, 2012
Can you believe it, the price of gas? I spoke to a relative in Ontario yesterday and complained about the price of gas being $1.31 per litre in Vancouver. He told me the price was $1.21 per litre there. I’ve listened to the supply and demand argument from the oil companies all of my life. They tell us that the demand is greater in Vancouver than a place like Abbotsford, 73 km away, when we find out gas is cheaper there.
When they decide to raise the price, that is the oil company executives or the oil producing cartel (Organization for Petroleum Exporting Countries), the existing oil they have on hand and purchased at the cheaper price goes up too - instantly. Do you not call that price gouging?

October 15, 2012

A very dear friend of mine truly reflects today’s cultural milieu. He’s divorced with two adult children, struggled for 20 years through the turbulent waters of a blended family, married a much younger woman (19 years younger), at 55 years of age he had a third daughter for whom he is the primary caregiver, now 8 years old, and he is an old age pensioner. Wow!

October 19, 2012


The holiday season is approaching, and with family gatherings, gift giving, increased travel and holiday splurges it’s an expensive time of year.  We are rolling out a new series of great tips to help you save money this Thanksgiving and Christmas, and yes you should start planning early to achieve the best savings!

September 28, 2012

Parenting parenting parenting. What about the children today? How are they growing up? A good friend of mine told me recently this story. “You know, every time I go into the house the kids are playing video games. The television is always on. And they are only 3 and 5 years old. I’ve tried on many occasions to get them to read age-appropriate books and you know what my daughter says? She boldly states that her children are boys and they don’t have to read.”

Remember, if you are experiencing financial difficulties do not wait. Call Solutions Credit Counselling at 1(877)588-9491 or fill out our Debt Consolidation Questionnaire and get your Free Credit Counselling Advice today.

For more information visit Debt Canada - your Canadian credit education centre.

If you are a woman in debt, speak with Women and Money first. We specialize in helping women with their personal and business financeMoney management advice you can count on!

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