October 7, 2014

By Margaret H. Johnson

With Thanksgiving right around the corner, many of us are looking forward to a nice turkey dinner with family or friends. We take time out from our busy lives and money worries to relax and enjoy a meal.

But if you are suffering from debt this Thanksgiving, use this time to do a helpful de-stressing exercise: be thankful for all that you have, and give what you can to those with less. Though you may feel there’s not much to be thankful for, and that you couldn’t possibly give anything to help someone else, I assure you there is.

Debt has a heavy impact on our emotional well-being: it is suffocating, embarrassing, and unforgiving. But do yourself a favour by really thinking about the positive things in your life; this will put things into perspective and help you to realize that your debt is not you, it is not all-encompassing in your life. If you have any of these, you have something that far outweighs the negatives of debt:

  • your health
  • family
  • friends
  • pets
  • shelter
  • food

You are probably acutely aware that many people have more than you have, but it helps to remember that many others have less than you have, and that “crippling” debt is a minor problem in the grand scheme of life. Especially since there are many ways to get out of debt and move on to a debt-free life.

Now go one step further and give to someone less fortunate than yourself. Give your time to help them out, give possessions you no longer need, or share a skill or talent to teach them something new… find a way to enrich someone else’s life, and you will enrich yours in doing so.

Finally, commit to getting rid of your debt once and for all. Think about a future Thanksgiving where you do not have debt hanging over your head. Could it be next year? I encourage you to speak with a Government Licensed Credit Counsellor as a starting point for finding your debt solution. You can explain your situation regarding your income, expenses, debt, assets and liabilities, and your credit counsellor will explain your options and recommend the best course of action for you. We are here to help so please give us a call at 1-877-588-9491. Take that step to put a plan into action, and begin your path to debt freedom.

Wishing you a thankful and stress-free Thanksgiving.

Remember, if you are experiencing financial difficulties do not wait. Call Solutions Credit Counselling at 1(877)588-9491 or fill out our Debt Consolidation Questionnaire and get your Free Credit Counselling Advice today.

For more information visit Debt Canada - your Canadian credit education centre.

If you are a woman in debt, speak with Women and Money first. We specialize in helping women with their personal and business financeMoney management advice you can count on!

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